Disclaimer

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The www.top5life.com website is an online information service provider, subject to your compliance with the terms and conditions set forth below. Please read this document carefully before accessing or using the website. By accessing or using the website, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use the website. www.top5life.com may modify this agreement at any time and such modifications shall be effective immediately upon posting of the modified agreement on the website. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the website shall be deemed your conclusive acceptance of the modified agreement.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the website are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are www.top5life.com, its affiliates or other third party licensors. You may not modify copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on the website, including text, graphics, code and/or software. You may print and download portions of material from the different areas of the website solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to www.top5life.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the website (such as bulletin boards, forums and newsgroups) by all means and in any media now known or hereafter developed. You also grant to www.top5life.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against www.top5life.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to www.top5life.com.

Trademarks

Publications, contents or services referenced herein or on the Website are the exclusive trademarks or service marks of www.top5life.com. Other product and company names mentioned in the website may be the trademarks of their respective owners.

2. Use of the Website

You understand that, www.top5life.com does not operate, control or endorse any information, products or services on the internet in any way. Except for www.top5life.com- identified information, products or services, all information, products and services offered through the website or on the Internet generally are offered by third parties, that are not affiliated with www.top5life.com. You also understand that www.top5life.com cannot and does not guarantee or warrant that files available for downloading through the website will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output and for maintaining a means external to the website for the reconstruction of any lost data.

The contents of the website are for informational purposes only. The content is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on the website!

You assume total responsibility and risk for your use of the website and the internet. www.top5life.com provides the website and related information “as is” and does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the service, any merchandise information or service provided through the internet generally, and www.top5life.com shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet generally. www.top5life.com does not warrant that the service will be uninterrupted or error-free or that defects in the service will be corrected.

You understand further that the pure nature of the internet contains unedited materials some of which are sexually explicit or may be offensive to you. Your access to such materials is at your risk. www.top5life.com has no control over and accepts no responsibility whatsoever for such materials.

Limitation of Liability

In no event will www.top5life.com be liable for (i) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service. Even if www.top5life.com or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, www.top5life.com liability is limited to the greatest extent permitted by law.

www.top5life.com makes no representations whatsoever about any other website which you may access through this one or which may link to this website. When you access a non-www.top5life.com website, please understand that it is independent from www.top5life.com and that www.top5life.com has no control over the content on that website. In addition, a link to a www.top5life.com website does not mean that www.top5life.com endorses or accepts any responsibility for the content, or the use of such website.

3. Indemnification

You agree to indemnify, defend and hold harmless www.top5life.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. Third Party Rights

The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of www.top5life.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

5. Termination

This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

6. Miscellaneous

This Agreement shall all be governed and construed in accordance with the laws of India applicable to agreements made and to be performed in India. You agree that any legal action or proceeding between www.top5life.com and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in India. Any cause of action or claim you may have with respect to the service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. www.top5life.com’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. www.top5life.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.